No Credit Check Car Lease

Get a no credit check car lease with Indigo Car Hire. Lease for 6+ months.

  • No Credit Check
  • Brand New Cars
  • 6 Months +
  • Monthly Rolling Options
# # # # #
4.9
4000+ Reviews
Two hire cars, one yellow and one blue

    Hire a Car With No Credit Check

    With most providers, no matter whether you’re leasing a vehicle for personal or business use, a credit check is required. If you have bad credit, this can be problematic. 

    Thankfully, with Indigo Car Hire, this isn’t a problem. After all, in many cases, we’re able to offer car leases with no credit check at all. Contact us on +44 (0)113 289 9281 to learn more. 

    Can I Lease A Car With Bad Credit?

    If you have bad credit, we can arrange a no credit check car lease (minimum term of 6 months). 

    While some call it long-term car rental with insurance included and others call it short-term vehicle leasing, we call it All Inclusive Motoring. 

    Even if you have an adverse credit history, we can help organise a personal car lease with no credit check. You will, however, need to pass a DVLA Check, and also a soft address check. This is a process that ensures that you have strong links to your home address. Please also note that you must have the correct address on your photocard driving licence, so please ensure that this has been updated before applying.

    Hire Cars We Offer With no Credit Check

    We have direct access to Volkswagen and Skoda lease vehicles. These are provided on an inclusive basis around the UK, and delivery can be arranged depending on your location. 

    No credit checks are required for these vehicles, and both VAT and comprehensive insurance are included in all of the below offers. Prices displayed are per calendar month and require a month’s payment as a deposit. This must be paid alongside the first monthly payment. Please note that mileage is limited to 1,500 per month.

    Standard Cars & Estate Leasing

    VW Polo Leasing
    VW Polo

    Manual: £699 Auto: £749

    Fabia leasing
    Skoda Fabia

    Manual: £679

    VW Golf Leasing
    VW Golf Mk8

    Manual: £769 Auto: £809

    Scala leasing
    Skoda Skala

    Manual: £769 Auto: £809

    Octavia leasing
    Skoda Octavia

    Manual: £809 Auto / Hybrid: £919

    VW Passat Leasing
    VW Passat

    Manual: £789 Auto: £809

    Skoda Superb Hatch

    Manual: £919

    Skoda Octavia Estate car hire
    Skoda Octavia Estate

    Manual: £829

    Skoda Superb Estate

    Manual: £919


    SUV’s & 7 Seater Leasing

    *Prices are correct at the time of publishing (01/09/2024) but are subject to change.

    T cross leasing
    VW T-Cross

    Manual: £769 Auto: £809

    T Roc Leasing
    VW T-Roc

    Manual: £849 Auto: £869

    VW Taigo

    Auto: £829

    Cupra Formentor DSG, Great No Credit Check Leasing options
    Cupra Formentor DSG

    Auto: £919

    The sleek Audi Q2 is a popular choice for No Credit Check Short Term Lease options.
    Audi Q2

    Manual: £829 Auto: £919

    Skoda Kamiq

    Auto: £809

    Sleek Audi Q3, Great short term leasing deals, no credit check.
    Audi Q3

    Auto: £925

    Karoq leasing
    Skoda Karoq

    Manual: £809

    Kodiaq leasing
    Skoda Kodiaq 7 Seat Suv

    Auto: £945

    Does This Include Insurance?

    Yes, the above ‘all inclusive motoring’ deals include fully comprehensive insurance. We can also arrange leases without insurance via other channels, so if that is what you are looking for, please contact us.

    What is the minimum period we can take a No Credit Check option for?

    To qualify for a no credit check deal, you need to commit to taking the car for a minimum of six months. If you’d like to take the car for longer, you can start a rolling contract once the initial six-month period has elapsed. 

    Short & Long Lease Terms Available

    Short-term leasing is a scaled down version of long-term leasing or contract hire. 

    Here at Indigo Car Hire, we can arrange both forms of leasing, so whatever your desired lease term, we will do our best to supply you with the best deal.

    All you have to do is select the car you would like, the number of months you would like to lease it for and the mileage allowance you need. You will then be given a manageable monthly cost (usually +VAT).

    What Other Vehicles Can I Lease With No Credit Check?

    We offer a wide range of lease vehicles for people with bad credit. However, if you do have bad credit, please let us know about your requirements before you book, so we can organise this specific service for you. 

    Please keep in mind that only certain suppliers will accept you and we must ensure that you do not get credit checked before you turn up for your lease. You don’t have to worry about the minimum credit score to lease a car when you book it through us, we will handle everything for you and organise every aspect of the lease. 

    So, if you are in the market for car leasing with no credit check, here are a few of the vehicles you may be able to acquire as an example:

    Car ModelEngine SizeDoors
    VW Polo1.0/1.43/5
    Skoda Fabia1.0/1.43/5
    VW Golf1.4/2.03/5
    Skoda Rapide1.5/1.95
    VW Jetta1.5/1.95
    Skoda Octavia1.6/2.05
    VW Passat1.6/2.05
    Skoda Octavia Estate1.8/2.05
    VW Tiguan1.5/1.95
    Skoda Kodiaq1.6/2.05

    Interested? – Leave your details below, one of our team will contact you to discuss.

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      Indigo Car Hire
      Average rating:  
       4 reviews
       by Simon Davidson
      Smooth Rental Process

      We have had a VW Golf on medium term rental for the last 3 months and the process has been perfect. The car of our choice arrived without fuss on the day of our choice. It has been a great driving experience and a great rental experience - highly recommended. We will keep using Indigo in the future.

       by Nicholas Dean
      Message of thanks !

      I recently booked a hire car through Indigo and before making the booking I phoned to check a number of things. My call was answered by Ciaran who was incredibly helpful. His assistance was really important in helping me to make the decision to use Indigo. In my opinion, he is a credit to your organisation .



      Kind regards

       by Tinashe Gwena
      Long Term Car Rental

      I think You are the best professional car renting services I have ever experienced. I would definitely use this company again.

       by Lisa Harwood
      Superb, 5 star service

      Just wanted to say thank you so much for all your help with the hire of our vehicle. The service and speed of delivery were 5 star, I would definitely recommend you to friend and family.



      Lisa Harwood

      No Credit Check Car Lease FAQs
      How Is Leasing Different To Car Hire?

      Car hire is when you rent a vehicle for up to 28 days. Leasing is when you take a vehicle for 28 days or more.

      Can I Take My Lease Vehicle Overseas?

      This would depend on the insurance provider’s terms and conditions. Most will allow you to drive to EU countries, but you should always check before you take the vehicle. 

      Can I Get My Lease Vehicle Delivered?

      Yes, for lease agreements of more than three months in length, we can get the vehicle delivered for you.

      Are There Age Restrictions When Leasing A Car?

      As long as you have a full licence, you can lease a vehicle from the age of 17. However, this is at the manager’s discretion as things like driving experience, points and convictions are taken into consideration for insurance purposes.

      Do You Offer No Deposit Car Leasing With Bad Credit?

      Unfortunately this isn’t possible as we don’t offer no deposit car leasing. The lowest deposit amount we can find in the UK currently is £250.

      Do I need to pass a credit check if using my debit card to hire?

      If renting a car in the UK and you are a UK resident most of the large multinational suppliers will carry out an electronic address check to ensure you have strong enough links to the address provided. However most of the suppliers with the exception of 1 or 2, still carry out the same checks so not unique to when you need to hire via a debit card. Key indicator are if you are named on the Electoral Register and named on the council tax bill.

      When renting a car overseas as an inbound client our suppliers do not carry out any checks.

      Do I need to leave a deposit if hiring with a debit card?

      Most suppliers do require a security deposit when renting a car, in the UK we have a range of options. The best value suppliers would request a £200.00 – £300.00 deposit. However we do have selected locations where our supplier does not require any deposit, so a full zero deposit.

      In Europe we have options where you can just leave a fuel deposit of 110 EUR, and there is no mandatory requirement to take the Super Cover as this can be the case with some of the smaller budget suppliers.

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      Let us take the stress out of car hire. Our experts will get a deal that is tailored to your needs at the best possible price.

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        For ANY online car hire reservations, if you book now but later see the same option cheaper on our website, we will amend and refund the difference.

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